Campground Status Updates: ARVC
For a quick reference map to State & Provinical Private Campground Operating Status click here.
For a more detailed spreadsheet on public and private operating status click here.
SBA Paycheck Protection Program
The following is a direct link to the Paycheck Protection Program. SBA's goal is to position lenders as the single point-of-contact for small businesses – the application, loan processing, and disbursement of funds will all be administered at the community level.
- For specialized guidance for seasonal employers, click here.
PPP Forgiveness Application: The SBA and Treasury Department have released instructions on how to apply for Paycheck Protection Program (PPP) loan forgiveness. Under the new procedures, a borrower must request forgiveness of PPP loan proceeds by filing SBA Form 3508, the Paycheck Protection Program Loan Forgiveness Application. The application has four components: (1) the PPP Loan Forgiveness Calculation Form; (2) PPP Schedule A; (3) the PPP Schedule A Worksheet; and (4) an optional PPP Borrower Demographic Information Form. RVDA and other business groups are pushing SBA to provide additional guidance that will give borrowers more flexibility to use PPP funds that are eligible for forgiveness. For an analysis of the SBA action by RVDA associate member blumshapiro, click here. To download a PDF copy of the PPP Loan Forgiveness Application, click here.
Other Useful PPP and CARES Act Information
Efficiently Using Payroll Protection Program Loan Funds
As RV dealers around the United States report having received PPP loan funding, how to use the proceeds efficiently is an important consideration. Borrowers can use the loan proceeds for qualified payroll costs, rent, utilities, and interest payments on mortgage and certain other debt obligations incurred before Feb. 15, 2020. The amount of loan forgiveness can include the full principal, plus any accrued interest, if the borrower uses the loan for forgivable purposes. For more on PPP loan forgiveness considerations from RVDA outside counsel Venable, click here.
SBA Disaster Loan Program Available for Small Businesses Impacted by COVID-19
The Small Business Administration will work directly with state governors to provide targeted, low-interest loans to small businesses that have been severely impacted by COVID-19. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Find more information on the SBA’s Economic Injury Disaster Loans here.
RV Sales & Service as Essential Services
- Department of Homeland Security (DHS) guidance to state and local governments on essential workforce, click here.
- State and local emergency declaration contacts in each state, click here.
- RV campgrounds status from Campendium.
RVDA and RVIA and the National Association of RV Parks & Campgrounds sent letters to all 50 state Governors and the Department of Homeland Security urging them to recognize the RV industry and campgrounds as essential businesses as they implement measures in response to the COVID-19 virus. For dealerships that provide essential services and that determine they can and want to remain open, these letters can be a resource to use with state and local officials.
- To view the letter to Governors click here.
- To read the letter to the Department of Homeland Security, click here.
Families First Coronavirus Response Act
Department of Labor Guidance Q&A
President Trump has signed the Families First Coronavirus Response Act. This economic stimulus plan to address the impact of COVID-19 includes many provisions which apply to employers, such as paid sick leave for employees impacted by COVID-19 and those serving as caregivers for individuals with COVID-19. There are two provisions providing paid leave to employees forced to miss work because of the COVID-19 outbreak: an emergency expansion of the Family Medical Leave Act (FMLA) and a new federal paid sick leave law. The leave provisions went into effect on April 1.
This law provides refundable tax credits for employers who are required to provide Emergency Paid Sick Leave and Emergency Paid Family and Medical Leave. These tax credits are allowed against the employer portion of Social Security taxes. The law allows the Secretary of Labor to exclude to exempt small businesses with fewer than 50 employees if the required leave would "jeopardize the viability of their business." For guidance from the IRS on implementation, click here.
There are also caps on paid sick leave wages and specific calculations for rate of pay included in the law. RVDA will provide more information as the Department of Labor releases more details on how the law will be implemented. For detailed information from leading employment law firm Fisher Phillips, click here. From RVDA outside counsel Venable, click here. Please consult your attorney for additional information on state specific employment law.