Tom Finwall

Brown & Brown Dealer Services

 Tom Finwall was born into the world of commercial insurance with his father owning and operating a successful commercial property & casualty agency in Central Florida for over 33 years before selling to Brown & Brown in 2001.  Tom is a graduate of the University of Florida (2002), and after graduating proceeded to achieve licenses and working experience in the NASD (Series 7) field, real estate, mortgage lending, life health & variable annuity and property & casualty insurance.  The later became is sole focus and he spend the last 16 years dedicated to the technical aspects of products, coverages & claims management processes in all 51 jurisdictions.  He has nine years working on the carrier side, and the last six on the agency retail side specializing on large, complex, hard to place accounts. His claims management programs, which directly influence experience mods and/or rates prove tangible and trackable results for his clients.  He has particularly advanced knowledge on loss sensitive programs, identifying coverage gaps in garage liability, and structuring cyber liability programs that suit the dealer’s specific needs. He proudly and exclusively hangs his hat with Brown & Brown’s Division of Dealer Services as a property & casualty RV & auto dealership risk specialist where he is dedicated to creatively customizing commercial insurance programs for his clients and providing educational industry training. 

Pulling Back the Curtain on RV Dealer's Commercial Insurance Needs: Fill Gaps in Coverage & Lower Your Premium

Thursday, November 14
2:00 - 3:00 p.m.

Presenters: Mike Neal, Tom Finwall and Todd Moody, Brown & Brown Insurance

This presentation will provide an industry update and solutions to the escalating rates and issues with open lot coverage and will identify several common coverage gaps that leave your assets and dealership exposed.  Industry experts will provide unique solutions to filling the gaps and reveal other solutions to significantly lower your insurance costs immediately, and over time.  These solutions are not theories—they are proven methods that are reshaping the industry.  If you are tired of overpaying for commercial insurance and want to ensure your assets/dealership are not exposed as your primary defense, this workshop is for you.

During this workshop, attendees will learn:
  • Open Lot/Dealer Blanket – What is a weather deductible aggregate? / Industry update and solutions
  • Garage Keepers/Garage Liability/Business Income--Identifying & Covering Common Coverage Gaps
  • Cyber Liability & EPLI – What is your primary defense against lawsuits? Your policy – or your assets?
  • Workers Comp – Are you paying the full rate? Learn how you can pay in a small fraction of the manual rate